There is one Character Creator Template and it shows up.
The people pak templates was not showing up. When I looked at it, there was a sub folder called people pak with all of the the templates in it.
After examining the other folders, it seems the templates were always only one sub level down. I moved the folder People Pak up one level and now it shows up.
There are 6 folder with items in them and now all 6 show up.
Two folders, "My Templates and Preview Templates" are empty and don't show up. I would assume that once something is in a folder, it will show up.
Problem seems to be solved now that I know the proper folder configuration and the levels that will appear.
I re-installed every item after first removing everything, so this is an issue with the install placing files in the proper sequence.